Adyen brings together acquiring, a payment gateway, card issuing, risk management and banking services within a global infrastructure built entirely in-house. This unified architecture gives merchants real-time visibility into flows, high authorization rates, and a meaningful reduction in costs. With 28 offices and around 4,000 employees, the fintech processed close to €1,000 billion in 2024 for brands such as Meta, H&M and Uber. The “Adyen Formula” - customer obsession, fast shipping, long-term decisions - shapes a culture where innovation goes hand in hand with carbon neutrality and diversity. Holding European and US banking licenses, Adyen also offers business accounts, instant financing and virtual cards. By simplifying omnichannel payments and cross-border expansion, it positions itself as a long-term growth partner for ambitious merchants.